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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency, typically requiring higher credit scores and down payments based on the lender's private guidelines.
FHA loans are mortgage loans insured by the Federal Housing Administration (FHA) that enable borrowers with lower credit scores and smaller down payments to qualify for homeownership with more flexible lending requirements.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) that offer favorable terms and benefits to eligible military service members, veterans, and their spouses, including no down payment requirements and competitive interest rates.
USDA loans are mortgage loans backed by the United States Department of Agriculture (USDA) that offer affordable financing options for low- to moderate-income borrowers in rural areas, providing 100% financing and flexible eligibility criteria.
Why Buying a Duplex Makes Financial Sense
Sep 09, 2025
Turn your first home into a smart investment. Learn how buying a duplex can help cover your mortgage and grow your real estate portfolio.
The Mortgage Spread is Shrinking
Sep 02, 2025
Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day.
Tips to Get a Lower Rate on a VA Loan
Aug 26, 2025
Learn how to secure a lower interest rate on your next VA home loan with a few simple tips.
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