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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency, typically requiring higher credit scores and down payments based on the lender's private guidelines.
FHA loans are mortgage loans insured by the Federal Housing Administration (FHA) that enable borrowers with lower credit scores and smaller down payments to qualify for homeownership with more flexible lending requirements.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) that offer favorable terms and benefits to eligible military service members, veterans, and their spouses, including no down payment requirements and competitive interest rates.
USDA loans are mortgage loans backed by the United States Department of Agriculture (USDA) that offer affordable financing options for low- to moderate-income borrowers in rural areas, providing 100% financing and flexible eligibility criteria.
Home Buying Advantages for Federal Employees
Aug 19, 2026
Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownership.
8 Strategies to Buy a Home in a Tight Market
Aug 12, 2026
Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.
Ready to Buy a Home but worried about a Down Payment?
Aug 05, 2026
Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.
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