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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency, typically requiring higher credit scores and down payments based on the lender's private guidelines.
FHA loans are mortgage loans insured by the Federal Housing Administration (FHA) that enable borrowers with lower credit scores and smaller down payments to qualify for homeownership with more flexible lending requirements.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) that offer favorable terms and benefits to eligible military service members, veterans, and their spouses, including no down payment requirements and competitive interest rates.
USDA loans are mortgage loans backed by the United States Department of Agriculture (USDA) that offer affordable financing options for low- to moderate-income borrowers in rural areas, providing 100% financing and flexible eligibility criteria.
What Credit Score Do You Need to Buy a House in 2026?
Mar 10, 2026
See what credit score you need to buy a home in 2026. Credit requirements vary by loan program - Learn More Now.
Mortgage Loans for Self-Employed Borrowers
Mar 03, 2026
Every self-employed borrower’s situation is unique and the right loan option depends on your income structure, tax filings, credit profile, and long-term goals.
Using a HELOC to Buy a Second Home
Feb 24, 2026
Learn how to use a HELOC to buy a second home. Understand the process, advantages, risks, and alternatives for second home financing.
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